When you give your time an energy to a club, you want to make certain you are not risking your personal or the organisation’s financial security.
That’s why you need a Management and Professional insurance policy. It provides protection for you and the organisation in the event of legal action.
The insurance addresses exposures/wrongdoings clubs and associations face everyday, including; discrimination, harassments, wrongful termination, inefficient administration or supervision, libel and slander, misrepresentations and employee theft.
> Directors & Officers
> Employment Practices
> Commercial Crime
> Statutory Liability
Directors and Officers Liability – coverage for any wrongful act including a criminal charge, defamation, civil proceeding or fraudulent act.
Employment Practices Liability – includes wrongful dismissal, discrimination or unlawful acts in the workplace. Employee Theft Coverage
Directors and Officers Liability – legal action is taken against the club for defamation of a club member. This came about as a result of information printed in the monthly club newsletter.
Employment Practices Liability – legal action is taken against the club for the unfair dismissal of a senior coach.
Employee Theft Coverage – the club treasurer has been stealing money from the accounts over a period of time and the club now needs to claim losses.
The Directors and Officers and Employment Practices Liability sections of this policy are written on a ‘Claims Made Basis’. This means that coverage is provided for claims that are notified to the insurer during the period of cover.